101 Powerful Tips for Legally Improving Your Credit Score by Kirk G. Meyer can be your guide from what a credit report is, how it is compiled to what you can do to improve your credit report legally. This book is filled with 101 tips to guide you through a legal process to clean up your credit file. There is no need to pay hundreds or thousands of dollars to someone else when this book shows you how to do it all yourself for free. When used with my other books on credit repair, personal finance, and the stock market, you can become your best asset when it comes to your personal finance.