Christine Herrick's 1902 work providedsvaluable information on how to find and maintain a home with very little in the way of disposable income. Noting that the proportion of income that must be dedicated to housing was rising, Herrick provided information on how to stretch a family's resources with advice on such matters as picking a location, furnishings, marketing, forming a circle of friends, amusements that cost nothing, what to do without. While concentrating particularly on creating a home in the New York City area, the advice contained within can be applied to homes in most urban areas.