Allison does not accept gifts. Not even on her birthday. Not even from her fiancé. So when she finds herself without her wallet and unable to pay the tab for an expensive lunch with a friend, it is with great reluctance that she accepts the generosity of a total stranger. Determined to repay his kindness, Allison comes face-to-face with the dark secrets that drive her inability to accept even the simplest act of benevolence.