Name: Financial Literacy: Implications for Retirement Security and the Financial Marketplace (Pension Research Council Series) (en Inglés)
Price: 175900.00 CLP
Availability: InStock
Author: Pension Reseach Council
ISBN: 9780199696819

portada Financial Literacy: Implications for Retirement Security and the Financial Marketplace (Pension Research Council Series) (en Inglés)

Formato

Libro Físico

Editorial

Oxford Univ Pr

Autor

Pension Reseach Council

Año

2012

Idioma

Inglés

N° páginas

304

Encuadernación

Tapa Dura

ISBN

199696810

ISBN13

9780199696819

N° edición

Categorías

Recursos humanos

Financial Literacy: Implications for Retirement Security and the Financial Marketplace (Pension Research Council Series) (en Inglés)

Pension Reseach Council (Autor) · Oxford Univ Pr · Tapa Dura

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Reseña del libro "Financial Literacy: Implications for Retirement Security and the Financial Marketplace (Pension Research Council Series) (en Inglés)"

As financial markets grow ever more complex and integrated, households must make increasingly sophisticated and all-too-often irreversible economic decisions. This is particularly evident in retirement decision-making. Traditional defined benefit pension schemes are being replaced with defined contribution pensions; employer and government judgment regarding how much to save and where to invest has been replaced by employees having to make these choices on their own (sometimes assisted by advisers); and retirees have become responsible for managing their own pension assets. This volume explores how financial literacy can enhance peoples' ability to make informed economic choices. It proposes that financial literacy determines how well people make and execute saving, investing, borrowing, and planning decisions. It examines causality using controlled settings to disentangle whether financial literacy causes saving or vice versa, and demonstrates that financial education programs do indeed enhance financial decision-making and asset accumulation.